Home Equity Loan Calculator


Biweekly Home Equity Loan Calculator

Biweekly Home Equity Loan Calculator is used to calculate how much money you can save by making biweekly payments on your home equity loan. You can also see how much earlier you can payoff your loan with biweekly payments.

Biweekly Home Equity Calculator

Payment Frequency
Loan Amount
$
Loan Terms
Interest Rate
First Payment Date

Biweekly Loan Calculator

Mortgage Amount: $100,000.00
Bi-weekly Principal & Interest: $589.60
Bi-weekly Extra Payment: $0.00
Total Bi-weekly Payment:
$589.60
Total # Of Payments: 232
Start Date: Jan 13, 2026
Payoff Date: Nov 21, 2034
Principal: $100,000.00
Total Interest Paid: $36,364.56
Total of all Payments:
$136,364.56

Biweekly Home Equity Loan Amortization Schedule

Payment Date Payment # Interest Principal Total Payment Balance
Jan 13, 2026 1 $282.69 $306.91 $589.60 $99,693.09
Jan 27, 2026 2 $281.82 $307.78 $589.60 $99,385.31
Feb 10, 2026 3 $280.95 $308.65 $589.60 $99,076.67
Feb 24, 2026 4 $280.08 $309.52 $589.60 $98,767.15
Mar 10, 2026 5 $279.21 $310.39 $589.60 $98,456.75
Mar 24, 2026 6 $278.33 $311.27 $589.60 $98,145.48
Apr 07, 2026 7 $277.45 $312.15 $589.60 $97,833.33
Apr 21, 2026 8 $276.57 $313.03 $589.60 $97,520.29
May 05, 2026 9 $275.68 $313.92 $589.60 $97,206.37
May 19, 2026 10 $274.79 $314.81 $589.60 $96,891.57
Jun 02, 2026 11 $273.91 $315.70 $589.60 $96,575.87
Jun 16, 2026 12 $273.01 $316.59 $589.60 $96,259.28
Jun 30, 2026 13 $272.12 $317.48 $589.60 $95,941.80
Jul 14, 2026 14 $271.22 $318.38 $589.60 $95,623.42
Jul 28, 2026 15 $270.32 $319.28 $589.60 $95,304.13
Aug 11, 2026 16 $269.42 $320.18 $589.60 $94,983.95
Aug 25, 2026 17 $268.51 $321.09 $589.60 $94,662.86
Sep 08, 2026 18 $267.60 $322.00 $589.60 $94,340.86
Sep 22, 2026 19 $266.69 $322.91 $589.60 $94,017.96
Oct 06, 2026 20 $265.78 $323.82 $589.60 $93,694.14
Oct 20, 2026 21 $264.87 $324.74 $589.60 $93,369.40
Nov 03, 2026 22 $263.95 $325.65 $589.60 $93,043.75
Nov 17, 2026 23 $263.03 $326.57 $589.60 $92,717.17
Dec 01, 2026 24 $262.10 $327.50 $589.60 $92,389.67
Dec 15, 2026 25 $261.18 $328.42 $589.60 $92,061.25
Dec 29, 2026 26 $260.25 $329.35 $589.60 $91,731.90
Jan 12, 2027 27 $259.32 $330.28 $589.60 $91,401.62
Jan 26, 2027 28 $258.39 $331.22 $589.60 $91,070.40
Feb 09, 2027 29 $257.45 $332.15 $589.60 $90,738.25
Feb 23, 2027 30 $256.51 $333.09 $589.60 $90,405.16
Mar 09, 2027 31 $255.57 $334.03 $589.60 $90,071.12
Mar 23, 2027 32 $254.62 $334.98 $589.60 $89,736.14
Apr 06, 2027 33 $253.68 $335.92 $589.60 $89,400.22
Apr 20, 2027 34 $252.73 $336.87 $589.60 $89,063.35
May 04, 2027 35 $251.78 $337.83 $589.60 $88,725.52
May 18, 2027 36 $250.82 $338.78 $589.60 $88,386.74
Jun 01, 2027 37 $249.86 $339.74 $589.60 $88,047.00
Jun 15, 2027 38 $248.90 $340.70 $589.60 $87,706.30
Jun 29, 2027 39 $247.94 $341.66 $589.60 $87,364.64
Jul 13, 2027 40 $246.97 $342.63 $589.60 $87,022.01
Jul 27, 2027 41 $246.00 $343.60 $589.60 $86,678.41
Aug 10, 2027 42 $245.03 $344.57 $589.60 $86,333.84
Aug 24, 2027 43 $244.06 $345.54 $589.60 $85,988.30
Sep 07, 2027 44 $243.08 $346.52 $589.60 $85,641.78
Sep 21, 2027 45 $242.10 $347.50 $589.60 $85,294.28
Oct 05, 2027 46 $241.12 $348.48 $589.60 $84,945.80
Oct 19, 2027 47 $240.14 $349.47 $589.60 $84,596.33
Nov 02, 2027 48 $239.15 $350.45 $589.60 $84,245.88
Nov 16, 2027 49 $238.16 $351.45 $589.60 $83,894.43
Nov 30, 2027 50 $237.16 $352.44 $589.60 $83,541.99
Dec 14, 2027 51 $236.17 $353.43 $589.60 $83,188.56
Dec 28, 2027 52 $235.17 $354.43 $589.60 $82,834.12
Jan 11, 2028 53 $234.17 $355.44 $589.60 $82,478.69
Jan 25, 2028 54 $233.16 $356.44 $589.60 $82,122.25
Feb 08, 2028 55 $232.15 $357.45 $589.60 $81,764.80
Feb 22, 2028 56 $231.14 $358.46 $589.60 $81,406.34
Mar 07, 2028 57 $230.13 $359.47 $589.60 $81,046.87
Mar 21, 2028 58 $229.11 $360.49 $589.60 $80,686.38
Apr 04, 2028 59 $228.09 $361.51 $589.60 $80,324.87
Apr 18, 2028 60 $227.07 $362.53 $589.60 $79,962.34
May 02, 2028 61 $226.05 $363.55 $589.60 $79,598.79
May 16, 2028 62 $225.02 $364.58 $589.60 $79,234.21
May 30, 2028 63 $223.99 $365.61 $589.60 $78,868.59
Jun 13, 2028 64 $222.96 $366.65 $589.60 $78,501.95
Jun 27, 2028 65 $221.92 $367.68 $589.60 $78,134.26
Jul 11, 2028 66 $220.88 $368.72 $589.60 $77,765.54
Jul 25, 2028 67 $219.84 $369.76 $589.60 $77,395.78
Aug 08, 2028 68 $218.79 $370.81 $589.60 $77,024.97
Aug 22, 2028 69 $217.74 $371.86 $589.60 $76,653.11
Sep 05, 2028 70 $216.69 $372.91 $589.60 $76,280.20
Sep 19, 2028 71 $215.64 $373.96 $589.60 $75,906.24
Oct 03, 2028 72 $214.58 $375.02 $589.60 $75,531.22
Oct 17, 2028 73 $213.52 $376.08 $589.60 $75,155.13
Oct 31, 2028 74 $212.46 $377.14 $589.60 $74,777.99
Nov 14, 2028 75 $211.39 $378.21 $589.60 $74,399.78
Nov 28, 2028 76 $210.32 $379.28 $589.60 $74,020.50
Dec 12, 2028 77 $209.25 $380.35 $589.60 $73,640.15
Dec 26, 2028 78 $208.18 $381.43 $589.60 $73,258.72
Jan 09, 2029 79 $207.10 $382.50 $589.60 $72,876.22
Jan 23, 2029 80 $206.02 $383.59 $589.60 $72,492.63
Feb 06, 2029 81 $204.93 $384.67 $589.60 $72,107.96
Feb 20, 2029 82 $203.84 $385.76 $589.60 $71,722.20
Mar 06, 2029 83 $202.75 $386.85 $589.60 $71,335.35
Mar 20, 2029 84 $201.66 $387.94 $589.60 $70,947.41
Apr 03, 2029 85 $200.56 $389.04 $589.60 $70,558.37
Apr 17, 2029 86 $199.46 $390.14 $589.60 $70,168.23
May 01, 2029 87 $198.36 $391.24 $589.60 $69,776.99
May 15, 2029 88 $197.25 $392.35 $589.60 $69,384.65
May 29, 2029 89 $196.15 $393.46 $589.60 $68,991.19
Jun 12, 2029 90 $195.03 $394.57 $589.60 $68,596.62
Jun 26, 2029 91 $193.92 $395.68 $589.60 $68,200.94
Jul 10, 2029 92 $192.80 $396.80 $589.60 $67,804.13
Jul 24, 2029 93 $191.68 $397.92 $589.60 $67,406.21
Aug 07, 2029 94 $190.55 $399.05 $589.60 $67,007.16
Aug 21, 2029 95 $189.42 $400.18 $589.60 $66,606.98
Sep 04, 2029 96 $188.29 $401.31 $589.60 $66,205.67
Sep 18, 2029 97 $187.16 $402.44 $589.60 $65,803.23
Oct 02, 2029 98 $186.02 $403.58 $589.60 $65,399.65
Oct 16, 2029 99 $184.88 $404.72 $589.60 $64,994.92
Oct 30, 2029 100 $183.74 $405.87 $589.60 $64,589.06
Nov 13, 2029 101 $182.59 $407.01 $589.60 $64,182.05
Nov 27, 2029 102 $181.44 $408.16 $589.60 $63,773.88
Dec 11, 2029 103 $180.28 $409.32 $589.60 $63,364.56
Dec 25, 2029 104 $179.13 $410.48 $589.60 $62,954.09
Jan 08, 2030 105 $177.97 $411.64 $589.60 $62,542.45
Jan 22, 2030 106 $176.80 $412.80 $589.60 $62,129.65
Feb 05, 2030 107 $175.64 $413.97 $589.60 $61,715.69
Feb 19, 2030 108 $174.47 $415.14 $589.60 $61,300.55
Mar 05, 2030 109 $173.29 $416.31 $589.60 $60,884.24
Mar 19, 2030 110 $172.12 $417.49 $589.60 $60,466.76
Apr 02, 2030 111 $170.93 $418.67 $589.60 $60,048.09
Apr 16, 2030 112 $169.75 $419.85 $589.60 $59,628.24
Apr 30, 2030 113 $168.56 $421.04 $589.60 $59,207.20
May 14, 2030 114 $167.37 $422.23 $589.60 $58,784.97
May 28, 2030 115 $166.18 $423.42 $589.60 $58,361.55
Jun 11, 2030 116 $164.98 $424.62 $589.60 $57,936.93
Jun 25, 2030 117 $163.78 $425.82 $589.60 $57,511.11
Jul 09, 2030 118 $162.58 $427.02 $589.60 $57,084.09
Jul 23, 2030 119 $161.37 $428.23 $589.60 $56,655.86
Aug 06, 2030 120 $160.16 $429.44 $589.60 $56,226.42
Aug 20, 2030 121 $158.95 $430.65 $589.60 $55,795.77
Sep 03, 2030 122 $157.73 $431.87 $589.60 $55,363.90
Sep 17, 2030 123 $156.51 $433.09 $589.60 $54,930.81
Oct 01, 2030 124 $155.29 $434.32 $589.60 $54,496.49
Oct 15, 2030 125 $154.06 $435.54 $589.60 $54,060.94
Oct 29, 2030 126 $152.83 $436.78 $589.60 $53,624.17
Nov 12, 2030 127 $151.59 $438.01 $589.60 $53,186.16
Nov 26, 2030 128 $150.35 $439.25 $589.60 $52,746.91
Dec 10, 2030 129 $149.11 $440.49 $589.60 $52,306.42
Dec 24, 2030 130 $147.87 $441.74 $589.60 $51,864.68
Jan 07, 2031 131 $146.62 $442.98 $589.60 $51,421.70
Jan 21, 2031 132 $145.37 $444.24 $589.60 $50,977.46
Feb 04, 2031 133 $144.11 $445.49 $589.60 $50,531.97
Feb 18, 2031 134 $142.85 $446.75 $589.60 $50,085.22
Mar 04, 2031 135 $141.59 $448.01 $589.60 $49,637.20
Mar 18, 2031 136 $140.32 $449.28 $589.60 $49,187.92
Apr 01, 2031 137 $139.05 $450.55 $589.60 $48,737.37
Apr 15, 2031 138 $137.78 $451.82 $589.60 $48,285.55
Apr 29, 2031 139 $136.50 $453.10 $589.60 $47,832.44
May 13, 2031 140 $135.22 $454.38 $589.60 $47,378.06
May 27, 2031 141 $133.93 $455.67 $589.60 $46,922.39
Jun 10, 2031 142 $132.65 $456.96 $589.60 $46,465.44
Jun 24, 2031 143 $131.35 $458.25 $589.60 $46,007.19
Jul 08, 2031 144 $130.06 $459.54 $589.60 $45,547.65
Jul 22, 2031 145 $128.76 $460.84 $589.60 $45,086.81
Aug 05, 2031 146 $127.46 $462.14 $589.60 $44,624.66
Aug 19, 2031 147 $126.15 $463.45 $589.60 $44,161.21
Sep 02, 2031 148 $124.84 $464.76 $589.60 $43,696.45
Sep 16, 2031 149 $123.53 $466.08 $589.60 $43,230.37
Sep 30, 2031 150 $122.21 $467.39 $589.60 $42,762.98
Oct 14, 2031 151 $120.89 $468.71 $589.60 $42,294.27
Oct 28, 2031 152 $119.56 $470.04 $589.60 $41,824.23
Nov 11, 2031 153 $118.23 $471.37 $589.60 $41,352.86
Nov 25, 2031 154 $116.90 $472.70 $589.60 $40,880.16
Dec 09, 2031 155 $115.57 $474.04 $589.60 $40,406.12
Dec 23, 2031 156 $114.22 $475.38 $589.60 $39,930.74
Jan 06, 2032 157 $112.88 $476.72 $589.60 $39,454.02
Jan 20, 2032 158 $111.53 $478.07 $589.60 $38,975.96
Feb 03, 2032 159 $110.18 $479.42 $589.60 $38,496.54
Feb 17, 2032 160 $108.83 $480.78 $589.60 $38,015.76
Mar 02, 2032 161 $107.47 $482.13 $589.60 $37,533.63
Mar 16, 2032 162 $106.10 $483.50 $589.60 $37,050.13
Mar 30, 2032 163 $104.74 $484.86 $589.60 $36,565.27
Apr 13, 2032 164 $103.37 $486.23 $589.60 $36,079.03
Apr 27, 2032 165 $101.99 $487.61 $589.60 $35,591.42
May 11, 2032 166 $100.61 $488.99 $589.60 $35,102.43
May 25, 2032 167 $99.23 $490.37 $589.60 $34,612.06
Jun 08, 2032 168 $97.85 $491.76 $589.60 $34,120.31
Jun 22, 2032 169 $96.46 $493.15 $589.60 $33,627.16
Jul 06, 2032 170 $95.06 $494.54 $589.60 $33,132.62
Jul 20, 2032 171 $93.66 $495.94 $589.60 $32,636.68
Aug 03, 2032 172 $92.26 $497.34 $589.60 $32,139.34
Aug 17, 2032 173 $90.86 $498.75 $589.60 $31,640.60
Aug 31, 2032 174 $89.45 $500.16 $589.60 $31,140.44
Sep 14, 2032 175 $88.03 $501.57 $589.60 $30,638.87
Sep 28, 2032 176 $86.61 $502.99 $589.60 $30,135.88
Oct 12, 2032 177 $85.19 $504.41 $589.60 $29,631.47
Oct 26, 2032 178 $83.77 $505.84 $589.60 $29,125.64
Nov 09, 2032 179 $82.34 $507.27 $589.60 $28,618.37
Nov 23, 2032 180 $80.90 $508.70 $589.60 $28,109.67
Dec 07, 2032 181 $79.46 $510.14 $589.60 $27,599.53
Dec 21, 2032 182 $78.02 $511.58 $589.60 $27,087.95
Jan 04, 2033 183 $76.58 $513.03 $589.60 $26,574.93
Jan 18, 2033 184 $75.13 $514.48 $589.60 $26,060.45
Feb 01, 2033 185 $73.67 $515.93 $589.60 $25,544.52
Feb 15, 2033 186 $72.21 $517.39 $589.60 $25,027.13
Mar 01, 2033 187 $70.75 $518.85 $589.60 $24,508.28
Mar 15, 2033 188 $69.28 $520.32 $589.60 $23,987.96
Mar 29, 2033 189 $67.81 $521.79 $589.60 $23,466.17
Apr 12, 2033 190 $66.34 $523.26 $589.60 $22,942.91
Apr 26, 2033 191 $64.86 $524.74 $589.60 $22,418.16
May 10, 2033 192 $63.37 $526.23 $589.60 $21,891.93
May 24, 2033 193 $61.89 $527.71 $589.60 $21,364.22
Jun 07, 2033 194 $60.40 $529.21 $589.60 $20,835.01
Jun 21, 2033 195 $58.90 $530.70 $589.60 $20,304.31
Jul 05, 2033 196 $57.40 $532.20 $589.60 $19,772.11
Jul 19, 2033 197 $55.89 $533.71 $589.60 $19,238.40
Aug 02, 2033 198 $54.39 $535.22 $589.60 $18,703.18
Aug 16, 2033 199 $52.87 $536.73 $589.60 $18,166.45
Aug 30, 2033 200 $51.36 $538.25 $589.60 $17,628.21
Sep 13, 2033 201 $49.83 $539.77 $589.60 $17,088.44
Sep 27, 2033 202 $48.31 $541.29 $589.60 $16,547.14
Oct 11, 2033 203 $46.78 $542.82 $589.60 $16,004.32
Oct 25, 2033 204 $45.24 $544.36 $589.60 $15,459.96
Nov 08, 2033 205 $43.70 $545.90 $589.60 $14,914.06
Nov 22, 2033 206 $42.16 $547.44 $589.60 $14,366.62
Dec 06, 2033 207 $40.61 $548.99 $589.60 $13,817.63
Dec 20, 2033 208 $39.06 $550.54 $589.60 $13,267.09
Jan 03, 2034 209 $37.51 $552.10 $589.60 $12,715.00
Jan 17, 2034 210 $35.94 $553.66 $589.60 $12,161.34
Jan 31, 2034 211 $34.38 $555.22 $589.60 $11,606.12
Feb 14, 2034 212 $32.81 $556.79 $589.60 $11,049.32
Feb 28, 2034 213 $31.24 $558.37 $589.60 $10,490.96
Mar 14, 2034 214 $29.66 $559.94 $589.60 $9,931.01
Mar 28, 2034 215 $28.07 $561.53 $589.60 $9,369.49
Apr 11, 2034 216 $26.49 $563.11 $589.60 $8,806.37
Apr 25, 2034 217 $24.89 $564.71 $589.60 $8,241.66
May 09, 2034 218 $23.30 $566.30 $589.60 $7,675.36
May 23, 2034 219 $21.70 $567.90 $589.60 $7,107.46
Jun 06, 2034 220 $20.09 $569.51 $589.60 $6,537.95
Jun 20, 2034 221 $18.48 $571.12 $589.60 $5,966.83
Jul 04, 2034 222 $16.87 $572.73 $589.60 $5,394.09
Jul 18, 2034 223 $15.25 $574.35 $589.60 $4,819.74
Aug 01, 2034 224 $13.63 $575.98 $589.60 $4,243.76
Aug 15, 2034 225 $12.00 $577.60 $589.60 $3,666.16
Aug 29, 2034 226 $10.36 $579.24 $589.60 $3,086.92
Sep 12, 2034 227 $8.73 $580.88 $589.60 $2,506.05
Sep 26, 2034 228 $7.08 $582.52 $589.60 $1,923.53
Oct 10, 2034 229 $5.44 $584.16 $589.60 $1,339.36
Oct 24, 2034 230 $3.79 $585.82 $589.60 $753.55
Nov 07, 2034 231 $2.13 $587.47 $589.60 $166.08
Nov 21, 2034 232 $0.47 $166.08 $166.55 $0.00

Compare Monthly vs. Bi-weekly

Payment Frequency Monthly Bi-weekly
Payments / Year 12 26
Each Payment $1,179.20 $589.60
Total Extra Payments $0.00 $0.00
Total Interest $41,504.43 $36,364.56
Total Tax, Insurance, PMI & Fees $0.00 $0.00
Total Payment $141,504.43 $136,364.56
Total Savings $0 $5,139.87
Payoff Date Dec, 2035 Nov, 2034

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