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Home Equity Loan Rates
Home Equity Loan Rates today shows the home equity rates for July 2026. The current home equity rates shows the latest and recent home equity loan rates.
Current Home Equity Rates
The current home equity rates shows the home equity loan rates from 2025 to 2026.
Source: Freddie Mac
Home Equity Loan Rates
Source: Freddie Mac
Home Equity Rates Over The Last 20 Years
The home equity rates table below shows the home equity loan rates since 1992.
| Year | Home Equity Loan Rates |
|---|---|
| 2026 | 8.22% |
| 2025 | 8.27% |
| 2024 | 10.16% |
| 2023 | 7.62% |
| 2022 | 4.24% |
| 2021 | 4.7% |
| 2020 | 6.15% |
| 2019 | 6.52% |
| 2018 | 5.6% |
| 2017 | 5.15% |
| 2016 | 4.69% |
| 2015 | 4.72% |
| 2014 | 5.18% |
| 2013 | 5.01% |
| 2012 | 5.52% |
| 2011 | 5.51% |
| 2010 | 5.55% |
| 2009 | 5.07% |
| 2008 | 7.49% |
| 2007 | 8.21% |
| 2006 | 7.32% |
| 2005 | 5.62% |
| 2004 | 4.76% |
| 2003 | 4.83% |
| 2002 | 5.37% |
| 2001 | 9.33% |
| 2000 | 8.73% |
| 1999 | 8.2% |
| 1998 | 8.6% |
| 1997 | 8.58% |
| 1996 | 9% |
| 1995 | 9.17% |
| 1994 | 7.11% |
| 1993 | 7.27% |
| 1992 | 7.9% |
Source: Freddie Mac
Home Equity Loan Rates Over The Last 30 Years
Source: Freddie Mac
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